The HOA has established a strict policy for collecting unpaid fees. After the annual invoice is distributed, homeowners who have not paid their fees by the due date will subsequently receive another statement listing the amount owing, including additional interest charges. If the outstanding amount is still not received after the second statement is sent, a third and final statement will be sent. If payment for the outstanding amount has still not been received, the account will then be turned over to the HOA’s lawyer for further collection. All legal costs incurred by the HOA to recover outstanding balances become the responsibility of the homeowner and are added to the homeowner’s account.